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Transparency

Uncover the cost of broker commissions.

You’re required to have insurance, and you’re paying for more than a policy: expertise, service and advocacy. Broker commissions are built into most premiums, yet the value behind them often goes unexamined. This calculator shows what you pay so you can decide whether the value matches the cost.

Broker commission calculator.

See what you pay in broker commission and whether the value you receive matches the price.

  1. 01

    Set your annual premium

    Use the slider to reflect your current total annual premium for this line of coverage. This is the amount you pay the carrier each year before broker commission.

  2. 02

    Set broker commission %

    Industry averages are typically 7–15% depending on carrier and line. Adjust to match what you believe your broker receives (or ask them); 15% is common for many commercial lines.

  3. 03

    Add more lines if needed

    Add additional lines of coverage (e.g. property, liability, auto) and repeat. Your total premium and total broker commission update automatically so you see the full picture.

  4. 04

    Compare value to cost

    See whether the service you receive matches what you pay in commission. If it doesn’t, we’re happy to talk. Transparency and value are what we’re built on.

Line 1

%
$90,000 commission per year

Annual premium and commission by line

Annual premiumEstimated broker commission
Total annual premium$1,000,000
Total broker commission$90,000

This calculator gives estimates based on typical industry ranges. Actual commissions vary by carrier, policy type, and situation. Not a quote or guarantee.

Clients who switched, in their own words.

From business owners and executives who moved their insurance to Concierge.

“We were hit with a nearly $500k rate increase with no warning and no options, presented to us just the day before renewal. The Concierge team took the time to understand our needs, found us a great rate, and made sure all our coverage requirements were fully met, even under a compressed timeline.”
General ManagerWarehousing company
Increase proposed$500k
Saved with Concierge$300k

“I learned more from Concierge in two weeks than from my previous broker in seven years. They secured coverage for our company in less than a week when we had been working on it for months.”

Executive Director, social services company

“We saved money and got better coverage from the Concierge team. I highly recommend having them do a review.”

General Manager, franchised auto dealership group

“Concierge Insurance Group got me what I needed when nobody else could.”

Owner, steel distribution company

“I am much more confident in my coverage after switching to the Concierge team. The transition was smooth and seamless.”

CFO, commercial contractor

“Concierge listens to what I want and then delivers. My previous broker couldn't accomplish what seems to be pretty easy at Concierge.”

President, construction company